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Need Finance?
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Your Gold is the Key!
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Unlock the hidden value of your Gold, Jewellery or Luxury Watches with Dhahaby. Quick, easy, and secure loans tailored to your needs.
Our Mission :
Redefining Gold Loans for Everyone

We understand the frustrations of traditional loans—endless paperwork, rejected applications, hidden charges, long wait times, and uncertainty. It shouldn’t be this way if the bank has your collateral. Dhahaby is on a mission to redefine the gold loan experience. We believe in a fair, transparent, and effortless process where your gold works for you. Our goal is to turn every loan into a stress-free, empowering journey for our customers.

Dr. Rikin Patel
Founder of Dhahaby
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Transform Your Assets into Instant Cash With Our Simple Process
Dhahaby simplifies the gold-backed loan process with a secure and seamless experience. We arrange accurate valuation of your assets, so you can access quick loans through our user-friendly platform at the best market rates.
STEP 1
Tell us what you have
Get an instant valuation and estimated loan amount.
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STEP 2
Get a Valuation
Schedule an appointment with one of our trusted Jewellers at your convenience.
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STEP 3
Select a loan
Pick terms that work for you & money will be deposited in your bank account.
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Dhahaby Features
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Easy Process
Say goodbye to lengthy paperwork! Our seamless and user-friendly application process ensures you get started without any hassle.
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Fast Disbursement
Time is money, and we value yours! Experience quick loan approvals and instant fund disbursement to meet your urgent financial needs.
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High Loan Amounts, Low Rates
Access tailored loans with high loan amounts and better interest rates.
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Eyes on Assets 24x7
Track and monitor your assets in real time for enhanced security and total confidence.
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No Hidden Charges
Transparency is our promise. With Dhahaby, there are no surprise costs—just straightforward, honest terms.
Your Gold, Your Card, Your Way!

Lower your monthly payments while your gold stays securely stored with us. Need your Jewellery? Withdraw it and adjust your credit limit—return it to restore. Flexible, secure, and hassle-free!

Redefining the credit card
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Still need help? We're here for you—connect with us!

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We are building a wide network of valuers & custodians across the UAE.
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Have any questions?
We understand its your gold, so we have thought this through!
What are your interest rates?
Borrowing against Gold counts as secured lending. The rates charged by Banks today do not reflect this. We aim to get you the best rate whether you have a small or large amount of Gold.
What are your borrowing terms?
We can arrange money on an interest-only or interest & principal repayment basis between 3-60 months.
Can I top-up my loan?
Yes. We aim to provide the flexibility for you to borrow more if the value of Gold increases (conversely, we alert you if the value of Gold is falling). We will also make it easy to extend your loan.
Can I replay my loan early?
Yes. We welcome early repayment and don’t think it’s fair to charge exit penalties.
How do I know that my Gold is safe?
Your gold will be held in a secure vault. You will be able to track and have eyes on your Gold at all times through our app.
I am from overseas. Can I still get a loan?
We are working to make this possible. We will also help with the customs procedure in Dubai for smooth import of your Gold for lending purposes.
Get in touch with the Dhahaby team

Have questions or just want to say hi? Send us a message here or you can email us on support@dhahaby.com

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